Psychology-led money education
Change how you feel about money.
An independent Australian podcast about the emotions underneath our financial choices. We explore the psychology of money — gently, without shame — so the way you feel about it can shift, and steadier choices follow.
Why emotions
Why your feelings about money matter
You usually know what you “should” do with money. This is about understanding why that knowledge doesn’t translate into action — and changing it gently, at the level of feeling.
Grounded in psychology
An emotion-first approach drawing on established psychology — including CBT, ACT, IFS and attachment theory — to work with the emotions beneath financial behaviour, not just the behaviour itself.
Second-order change
We don't just look at what you do with money — we explore how you feel about it. When the feeling shifts, more aligned choices tend to follow, without the willpower battle.
Made to last
Not budgeting spreadsheets or surface-level affirmations. A calmer, more honest look at your relationship with money — from the inside out, so changes are more likely to stick.
The approach
The thinking behind the work
Most money advice focuses on behaviour (“just budget”). We start with the emotions driving it — exploring the deep-seated patterns underneath, and what it takes to genuinely feel differently about money.
More about our approach →Beneath the surface
Gently exploring the subconscious beliefs that quietly shape financial decisions — the ones we absorbed without knowing.
Second-order change
Instead of forcing yourself to stop overspending, the aim is to genuinely stop wanting to — change from the feeling outward.
Emotion-first
Notice how you feel about money first. Understanding the feeling is what makes the behaviour easier to change.
No shame, no force
Your money patterns made sense given what you learned. The work is to update the learning — not punish yourself for it.
Latest episodes
Conversations about the emotional side of money
Your Money Story — Why Am I Like This?
The "chaotic mess" in your bank account isn't a moral failing. It's the echo of patterns that were set before you could spell your own name. David and Emme open the season by introducing Financial DNA — the hidden architecture of money beliefs, attachment styles and inherited scripts that drive the financial decisions you can't quite explain.
Listen →The Five Money Personas — Which One Are You?
Are you an Anxious Protector? A Free Spirit? A Wounded Warrior? David and Emme introduce the five emotional patterns that define your relationship with money.
Listen →Breakup Spending — When Heartbreak Becomes a Spending Trap
A $9 candle. An emergency takeaway. Three weeks of "treat yourself" you can't actually afford. Emme and David unpack why heartbreak — and stress, and loneliness, and Friday nights — hits the wallet first. This episode reframes "doom spending" as a nervous system problem, not a discipline problem.
Listen →Money personas
What’s your emotional relationship with money?
Most of us have a dominant emotional pattern with money. Understanding yours is the first step in the work — and a gentle way in. The free quiz takes about three minutes.
Balanced Builder
Steady, grounded, and growing
Anxious Protector
Driven by the need for security
Avoidant Free Spirit
Living in the moment, avoiding the numbers
Wounded Warrior
Carrying past financial pain forward
Perfectionist Analyzer
Seeking the perfect move before any move
Which one are you?
Take the free quiz and get a personalised episode playlist for your pattern.
The ecosystem
More than a podcast — a way to go deeper
Everything fits together, from free awareness to a structured, supported program. Start wherever you are; there’s no pressure to go further than feels right.
The podcast
Builds awareness and introduces the ideas through weekly conversations.
Start listening →Money persona quiz
Identifies your dominant emotional pattern and points you to a starting path.
Take the quiz →Transformation program
A 12-week structured course with the full emotion-first framework and a companion app.
Explore the program →Companion app
Notice how you feel at the moment of a decision. Build awareness. See patterns.
See features →Ongoing community
Alumni support and continued growth beyond the program.
Your hosts
Two perspectives, one curiosity
A podcast about why capable people make emotional decisions with money — and what it takes to feel differently about it.
David
David is endlessly curious about why smart, capable people make emotional decisions with money — and what it takes to change that. He started Emotional Money as a personal project to explore the feelings underneath our financial choices, in plain language and without judgement.
Emme
Emme brings a fresh Gen Z perspective and her psychology studies to every conversation — asking the questions her generation is actually thinking but nobody else says out loud. She keeps the show honest, curious and grounded.
Listen wherever you are
Watch on YouTube, or take us with you
Stay connected
Weekly notes on the feelings behind money
Every week, David and Emme share a short, practical reflection on understanding your emotional relationship with money. No spam. Unsubscribe anytime.
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