Our approach

An emotion-first approach to money

Most financial advice tells you what to do with money. We're more interested in how you feel about it — the difference between first-order change (forcing new behaviour) and second-order change (genuinely wanting different things).

In plain terms

What the approach is

Our approach is about creating genuine, lasting change in deeply held patterns. Rather than relying on willpower or shame, it works with how a person actually feels about a behaviour — on the idea that when the feeling shifts, aligned action follows more naturally.

On the podcast and in the program, we explore applying that same lens to our relationship with money: surfacing the beliefs underneath our financial habits, and gently updating them.

This is educational content, not therapy or clinical treatment — and not financial advice. The practices below are explored in a learning context. If deeper issues surface, please work alongside a qualified practitioner.

The journey

How the approach works: four stages

1
Weeks 1–2

Awareness

Surface your money story.

Begin to notice the unconscious money beliefs absorbed early in life — the quiet “rules” that have been shaping financial decisions without your awareness.

2
Weeks 3–4

Examination

Question the beliefs.

Hold each belief up to the light. Is it still true? Was it ever? This is where a new space opens — the gap between an old belief and a new understanding.

3
Weeks 5–7

Embodiment

Let it land emotionally.

Through reflective parts work and grounding practices, new understanding is integrated at the level of feeling — not just intellectually. (Explored as education, not therapy.)

4
Weeks 8–12

Integration

Make it sustainable.

A calmer relationship with money becomes the default. Values alignment, healthier relationship dynamics, and steadier habits have room to emerge over time.

The core idea

First-order vs second-order change

First-order change

  • Force yourself to budget
  • Use willpower to resist impulse buys
  • Feel guilty when you “fail”
  • White-knuckle your way through
  • A constant internal battle

Second-order change

  • Genuinely want to manage money well
  • The urge to overspend eases on its own
  • Self-compassion in place of shame
  • Aligned choices feel more natural
  • A sense of ease around money

What it draws on

Established approaches

Our approach brings together insights from several well-recognised psychological approaches in a structured, educational format — and is informed by Affective Liminal Psychology, a framework for changing deeply held patterns through feeling rather than force.

CBT

Cognitive Behavioural Therapy

Noticing and reframing the unhelpful thought patterns that drive financial anxiety and avoidance.

ACT

Acceptance & Commitment Therapy

Building psychological flexibility and aligning decisions with personal values.

IFS

Internal Family Systems

Exploring the different “parts” of us that hold competing agendas around money — saver versus spender.

Theory

Attachment theory

How our earliest relationships set an emotional blueprint for how we relate to money.

Where to start

Curious to explore it?

Start with the free quiz to discover your Money Persona, or look into the program for the full experience.

Take the free quizExplore the program