Real Life Money

The Stock Market & Crypto

Episode 742 min12 August 2026

Video player coming at launch

About this episode

What it's about

"I know it's gambling. I just don't see another way to catch up." That's the line David hears most often from clients in their thirties. This episode takes the urge seriously — not to lecture, but to unpack the psychology of high-risk investing in a world where the safe path feels closed. Behavioural biases, not stock tips.

Overconfidence biasHerd mentalityLoss aversion

In this episode

What we cover

  • Overconfidence bias and the illusion of expertise
  • Herd mentality and FOMO in retail trading
  • Loss aversion: why people hold losers and sell winners
  • The dopamine rush as a logical response to financial nihilism
  • Separating the emotional urge from the financial decision

Where to start

Discover your Money Persona

Take our free 3-minute quiz to find out which emotional money pattern drives your decisions.

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