Generations & Culture
The Housing Crisis
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About this episode
What it's about
When the wealth-building model your parents used gets yanked out of reach, the result isn't just "I can't buy a house." It's a deeper, quieter phenomenon called financial nihilism — and it changes every small money decision a person makes. Emme and David sit honestly with the intergenerational gap that nobody on either side wants to name out loud.
Learned helplessnessFinancial nihilismIntergenerational wealth gap
In this episode
What we cover
- The Lee & Yoo "Giving Up" research — when reward disappears, behaviour collapses
- Learned helplessness applied to a generation
- The 9.6-point homeownership gap projected for those born in the 1990s
- Housing instability and mental health: the Talmatzky review
- Redefining the goal when the original one is gone
Where to start
Discover your Money Persona
Take our free 3-minute quiz to find out which emotional money pattern drives your decisions.
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